Insurance
The traveler is obliged to insure themselves on their own, including obtaining the European Health Insurance Card (EHIC/EKUZ) before the travel. Please see: https://www.nfz.gov.pl/dla-pacjenta/medical-treatment-abroad/
The European Health Insurance Card (EHIC/EKUZ) is a document entitling you to use basic health care during your travel abroad. The EHIC card is issued free of charge.
The EHIC card is valid in the 26 member states of the European Union. These are: Spain, Portugal, France, Germany, Italy, Belgium, the Netherlands, Denmark, Sweden, the Czech Republic, Slovakia, Lithuania, Latvia, Estonia, Bulgaria, Romania, Greece, Cyprus, Malta, Croatia, Hungary, Austria, Ireland, Slovenia, Finland, Luxemburg. Also, the European Health Insurance Card is recognized in Switzerland, Norway, Iceland, and Liechtenstein.
If, despite having the EHIC card (EKUZ), the traveler buys additional individual insurance against accidents on their own, the settlement of costs shall be made after return on the basis of a personal policy covering the duration of the foreign travel. The requirement for the reimbursement of the insurance costs from the NCU funds is the acceptance of the expense by the authorizing officer and positive verification of eligibility in the XPrimer system.
If the purchased insurance is extended with additional clauses, e.g. referring to luggage insurance (so-called property insurance) and, at the same time, it is not possible to separate its fee from the total cost of the policy, the whole insurance premium will be charged with income tax and an insurance contribution which reduces the salary of the traveler. In the case of persons not employed at NCU, it is required to submit Taxpayer's declaration for PIT (applies to: students and doctoral students).
We inform that NCU concluded an insurance contract for the NCU employees traveling to the countries where the European Health Insurance Card (EHIC/EKUZ) is not valid.
In order to use the NCU insurance and obtain further information, please submit your request to Barbara Bielicka: basia24@umk.pl (Department of Administration and Maintenance).
The submission should include:
1. name and surname of an NCU employee;
2. Name of the University unit delegating the employee;
3. Travel date (from - to);
4. Name of the country to which the travel is planned
On the basis of the given data, it will be possible to calculate the amount for paying the contribution.
While earmarking the funds for the NCU insurance in XPrimer, you should indicate “Department of Administration and Maintenance, Central Administration in Toruń” as “Unit responsible.”
Use of the NCU insurance policy is not obligatory; however, the NCU employee who travels to a country where the EHIC card is not valid and insures themselves on their own misses the possibility of reimbursing the costs incurred from the NCU funds.